Thinking About Retirement?
Preparing for retirement is a big step—and planning ahead can make the transition easier. Whether you're already thinking about your retirement date or just starting to explore your options, the information below can help you get started.
What to Consider Before You Retire
As you prepare for retirement, be sure to:
- Determine your retirement date and discuss your plans with your manager.
- Review your benefits and understand what happens to your coverage when you retire.
- Review your 401(k) and understand your retirement savings and distribution options.
- Understand your health coverage options after retirement, including COBRA and Medicare.
- Check your eligibility for the service-based payout and review the details in the Retirement Guide.
- Review your PTO balance and understand what to expect with your final paycheck.
401(k) & Retirement Savings
Your 401(k) is an important part of your retirement planning. Before you retire, take time to review your account and understand your options.
Empower can help you learn more about your account, investment options, and what to consider when deciding what to do with your retirement savings when you leave the company.
Empower Retirement Learning Center
RESOURCES
Retirement Guide
Your guide to preparing for retirement.
[View Retirement Guide]
Benefit Information for Exiting Employees
Important information about your benefits when your employment ends.
[View Exiting Employee Information]
COBRA Rates
Current rates for continuing eligible medical, dental, & vision coverage.
[View COBRA Rates]
Medicare & You 2026
The official Medicare Handbook covering benefits, coverage options, costs, rights and protections.
[Read Medicare & You 2026]
Turning 65?
Learn when you can enroll in Medicare.
[When to Sign Up for Medicare]