Benefits

2025 Benefit Guides and Resources:

• 2025 Benefits Guide 

• 2025 Benefits overview video 

• 2025 Medical Summary of Benefits 
  • Health Plan Option 1 ($2,000/$4,000 Deductible)
  • Health Plan Option 2 ($4,000/$8,000 Deductible)
  • Health Plan Option 3 ($6,000/$12,000 Deductible)

• 2025 Retirement Guide

• 2025 COBRA Rates

• Tobacco Surcharge - If you or your spouse are enrolled in our health plan and use tobacco products, a monthly surcharge applies. Thinking about kicking your habit? Sign up for our free, confidential Freedom from Smoking Plus Program (not just for smokers!)

GENERAL INFORMATION

• List of Qualifying Life Events - These allow you to change benefits selections outside of Open Enrollment
• Coordination of Benefits - How primary and secondary health insurance works together
• Covering Your Domestic Partner - Under your health, dental, and/or vision plans
• Our Benefits Providers
• 2024 Medicare - What you need to know about Medicare in simple, practical terms
• Beneficiary Designations
• Employee Benefit Termination Guide

Health Savings Account (HSA) 

• Optum Bank via Empower (login required)
• HSA Investment FAQ - Get answers to your questions about investing HSA funds

Prescription drug benefits

• List of Free Prescription (Maintenance) Drugs

dental

• 2025 Dental Benefit Summary Of Benefits Base Plan
• 2025 Dental Benefit Summary of Benefits Enhanced Plan
• Orthodontic Services: Frequently Asked Questions (FAQs)

Vision

• 2025 Vision Summary of Benefits

Critical Illness coverage and Accident insurance

• $5,000 Employer-Paid Critical Illness Benefit Overview
• $10,000 or $20,000 Employee-Paid (Voluntary) Critical Illness Benefit Overview
• Accident Insurance Benefit Overview

Limited Health Flexible Spending Account (FSA) for dental and vision expenses only

• FSA Overview
• FSA Eligible Expenses List
• File a Claim (login required)

dependent care flexible spending account (FSA)

• FSA Overview
• File a Claim (login required)

Securing your financial well-being

401(k) retirement savings

• Empower Retirement (login required) - for each dollar you contribute of your eligible pay up to 6%, the Company generously matches with $1.17

Short- and Long-term disability

• Short-Term Disability Highlights
• Long-Term Disability Highlights

Life insurance

• Basic Life & Supplemental Life Insurance: Voya Plan Highlights

benefit forms

• Domestic Partner Affidavit Form
• Domestic Partnership Termination Form
• Empower Rollover/Transfer Contribution Form
• HSA Rollover/Transfer Form
• Parental & Family Leave Request Form
• Parental & Family Leave - Bonding Self-Attestation Form
• Parental & Family Leave - Certification Form