Health Plans
explore your health plan options
We offer three high-deductible health plans (HDHPs) that provide comprehensive coverage and financial flexibility. Each plan is designed to support your health while empowering you to take control of your healthcare expenses.
No matter which plan you choose, all of our health plans include:
- Access to high-quality providers.
- Free preventive care covered at 100%, keeping you and your family healthy.
- Employer contributions to a Health Savings Account (HSA) to help offset costs and save for future medical expenses.
- In-network and out-of-network coverage for added flexibility.
- Comprehensive prescription drug coverage.
- Base Critical Illness coverage for you and your enrolled family members.
This plan features a lower deductible, with lower out-of-pocket expense. This plan is suited for employees who expect ongoing moderate to high medical expenses.
Health Plan Option 1 Summary of Benefits
| Weekly | Bi-Weekly | |
| Employee Only | $32.84 | $65.68 |
|---|---|---|
| Employee + Spouse or Domestic Partner | $78.86 | $157.72 |
| Employee + Child(ren) | $64.78 | $129.57 |
| Family | $107.78 | $215.56 |
Middle of the road deductible with middle of the road out-of-pocket expense potential. This plan is suited for those who expect low to moderate medical expenses.
Health Plan Option 2 Summary of Benefits
| Weekly | Bi-Weekly | |
| Employee Only | $16.54 | $33.09 |
|---|---|---|
| Employee + Spouse or Domestic Partner | $43.00 | $86.01 |
| Employee + Child(ren) | $35.45 | $70.89 |
| Family | $58.89 | $117.77 |
Higher deductible with higher total out-of-pocket expense potential. This plan is suited for those who do not anticipate significant expenses and are willing to accept more risk.
Health Plan Option 3 Summary of Benefits
| Weekly | Bi-Weekly | |
| Employee Only | $4.55 | $9.09 |
|---|---|---|
| Employee + Spouse or Domestic Partner | $16.61 | $33.22 |
| Employee + Child(ren) | $13.85 | $27.71 |
| Family | $22.90 | $45.79 |
While rates for domestic partner coverage are the same as those for covering your spouse or family, there are two income tax implications you should be aware of:
- The premium amount your employer pays to cover your domestic partner and/or your partner's children is considered taxable income (i.e. imputed income) and is reported as such on your Form W-2; and
- The portion of the premium amount that you pay related to your domestic partner is deducted from your pay on a after-tax basis rather than a pre-tax basis.
Both implications will result in additional income taxes withheld from your pay.
Resources
24-Hour Nurse line
1-800-337-4770
Call to speak to a nurse anytime, day or night.
Sydney health 24/7 virtual care
Need immediate care? Schedule doctor visits 24/7 through live video with board-certified physicians. Costs range $85-$175 per visit. Licensed psychiatrists and psychologists are also available at an additional cost.
TOBACCO SURCHARGE
If you enroll in a health plan and use tobacco, you will be required to pay a monthly surcharge.
SUPPORT FOR QUITTING SMOKING
If you're ready to quit smoking, the American Lung Association offers a tobacco cessation program.
traveling outside the u.s.?
When you travel outside the U.S., your Anthem plan covers you in the event of an emergency. Visit bcbsglobalcore.com for more information the regarding 24/7 Services Center contact information and claim forms.
